Very competitive HMO Funding rates now available from our vast panel of lenders

HMO's are typically more expensive to finance than standard BTL's.  Lenders will look at income vs running costs so it is important to present a balanced view in your financial accounts if you want to achieve the best interest rates on the market.

Examples of deals we believe we can currently source subject to affordability, quality & location of the assets

Deal 1 - UK Limited Company Borrower

• Loan to Value - 50%
• Portfolio size - £10m
• Loan request - £5m*
• Margin/Rate - 2.45% over BOE base
• 5 year partially amortising loan

Deal 2 - UK Limited Company Borrower

• Loan to Value - 65%
• Portfolio size - £2m
• Loan request - £1.3m*
• Margin/Rate - 2.65% over BOE base
• 5 year partially amortising loan

Deal 3 - UK Limited Company Borrower

• Loan to Value - 70%
• Portfolio size - £2m
• Loan request - £1.4m
• Margin/Rate - 2.91% over BOE base
• 2 year interest only 

*subject to affordability (rental income vs  running costs & drawings)